A specialist bike insurance broker – providing cheap motorbike insurance throughout the UK
If you want motorbike insurance you’ve come to the right place!
insureBIKE provide superb insurance policies for all types of motorcycles – scooters, mopeds and motorbikes can all be insured with our exclusive discounts of up to 60%!
insureBIKE benefits:
- Up to 60% discount on comprehensive and 3rd party policies
- Cheapest bike insurance policies in the UK – easy monthly payments
- Bike insurance experts with exclusive rates for all types of motorcycles
- UK based call centres and 24 hour specialist claim teams
- Multi bike policies available (plus riding other bikes)
- Replacement bikes for non fault accidents
- Up to 90 days European cover
- Further discounts available for approved alarms and advanced riding qualifications
- FREE £50,000 legal expenses protection
Finding cheap motorbike insurance has never been easier. Use our expertise to shop the market of over 12 major motorbike insurance underwriters and we’ll get you the BEST price without compromising your level of cover.
GET AN INSTANT QUOTE NOW BY CLICKING HERE OR CALL 0800 977 8425
Bike Insurance FAQ’s
How does insureBIKE insurance work?
Simply put, we take your details either online or over the phone and approach our panel of underwriters to obtain the best price and policy for your needs. We will often negotiate further discounts on your behalf due to our expertise in bike insurance.
Can I use my no claims bonus?
Yes, you can use any motorcycle no claims bonus to obtain generous discounts from the insurer. Any car insurance no claims bonus cannot be used unfortunately – as it classed as a completely different type of vehicle.
How long does it take to obtain a quote?
The insureBIKE web form is designed to be as quick and easy to use as possible. If you do choose to call us, it will take between 5-10 minutes to take your details. Whilst we want the process to be as quick as possible, it is important we gather all the information so we can use this to get the best quote available. We will usually call you back with a quote within 2 hours.
What levels of bike insurance cover does insureBIKE provide?
We offer “fully comprehensive”, “third party” or “third party fire and theft” bike insurance policies.
Are there compulsory and voluntary excesses?
Every motorbike insurance policy comes with a compulsory excess and you can choose the amount – the higher the excess, the lower the premium and vice versa.
You maybe able to lower your premium further by using a voluntary excess to add to the compulsory excess. This will also save you money on your insurance policy, although it will cost you more in the event of a fault accident.
In most cases, you can also make this £0.
Can you provide instant bike insurance cover?
Yes, a small deposit means that we can provide instant cover. We can also quote for bikes that you haven’t yet purchased as long as you have enough information. The quote will be valid for 30 days.
Typically we need the following:
- Full details of the make and model of your motorcycle(s)
- The year your motorcycle was made
- The approximate value of the motorcycle and the date you bought it
- Details of any claims, convictions or accidents
- Details of any additional riders
- Details of any security devices on the bike(s)
What bikes can you provide motorbike insurance quotes for?
We can provide bike insurance quotes for the full array of bikes. This starts from 49cc upwards. Scooters, mopeds through to full sport bikes.
For can insure up to 3 additional riders on one bike, or 6 bikes on one policy. Please call us on 0800 977 8425 to discuss multi bike policies. This works out cheaper to have it all on one policy and makes it much easier to manage!
Do I need a bike licence for motorbike insurance?
It depends.
If you passed your car driving test before 1st February 2001 you can use your full UK driving licence as a provisional licence. This allows you to ride a moped up to 50cc max with L plates.
If you passed your car driving test after 1st February 2001 you will need a bike provisional licence to ride any type of bike, using L plates.
What are the benefits of a full motorcycle licence?
A full motorcycle licence allows you 2 things:
1) A light motorcycle licence is called an A1. You are restricted to riding any bike up to 125cc. Your test will be on a bike ranging from 75 to 125cc.
2) An “A” is a standard motorcycle licence and obtained by passing a test on a bike between 120-125cc. After passing you are still restricted for 2 years to riding certain types of bikes, after which you can ride any size of bike.
Can I ride other bikes if I have my own bike insurance?
This will be detailed on your bike insurance policy so please read it carefully. Many fully comprehensive bike insurance policies allow you to ride other bikes with the owners permission (subject to age and bike restrictions).
Do you do bike insurance for business insurance purposes?
Yes, please select this on the web form. This will be for the policy holder only.
Can I get my bike insurance no claims bonus protected?
For a small additional premium you can protect your no claims bonus and this is worthy of consideration if you have build up a few years no claims bonus.
Do I have the choice between monthly and annual payment?
Yes, you have a choice to pay annually in one lump sum or monthly via our chosen finance partner. There is a small additional charge for this, but you get to spread the cost over 10-12 months.
What happens when I need to renew my bike insurance?
We will write to you a month before your renewal is due, and then contact you by phone approximately 2 weeks before. We will research the market to ensure that you are still paying the lowest premium possible.
Can I get a telephone quote?
Of course. You can either get an online bike insurance quote or you can call us to get a quote.
Our phone number is 0800 977 8425.
Or please email us on enquiries@insurebike.net and one of our advisors will call you straight back.
